Licensing & Disclosures

Agency Licensing

Phil Braunstein Insurance is a licensed independent insurance agency. Phil Braunstein holds valid resident and non-resident insurance producer licenses in Florida, New Jersey, and Tennessee. License numbers are shown below; verify current status through your state's department of insurance.

Licenses can be verified through the NIPR Producer Database or through each state's department of insurance. Not all insurance products are available in all states; product availability and underwriting vary by carrier and jurisdiction.

Carrier Relationships

As an independent agency, we represent and are appointed with multiple insurance carriers. We may receive compensation from carriers based on policies placed. Compensation does not affect the premium you pay. We strive to recommend coverage that best fits your needs, balancing coverage, service, and price.

No Coverage Without a Binder

Quoting tools, descriptions, and pricing on this website do not create insurance coverage. Coverage is effective only when an application is accepted by an authorized carrier, the required premium is paid, and a binder or policy is issued. Always review your actual policy for the terms, conditions, exclusions, and limits that apply.

Regulatory Notices

Insurance products are underwritten by licensed insurance carriers and are subject to underwriting and state availability. This website and its content have not been reviewed or endorsed by any state insurance department. For complaints or questions, you may contact your state's department of insurance.

Your Privacy Choices

We provide clear consent and opt-out choices at the point of inquiry and on our dedicated opt-out page. See our Privacy Policy and Do Not Sell / Opt-Out page for details.

Contact

Phil Braunstein Insurance
Port St. Lucie, FL
philbraunsteininsurance@gmail.com · (561) 652-1760