About Phil Braunstein

Helping families protect what matters most — with honest advice and coverage that truly fits.

An agent who works for you, not the carrier

Phil Braunstein founded this agency to make life insurance simple, honest, and genuinely useful for families. Licensed in Florida, New Jersey, and Tennessee, he focuses on four things: life insurance, final expense, mortgage protection, and annuities.

As an independent agent, Phil isn't tied to a single company. He works with multiple top-rated carriers to find the policy that matches your family, your goals, and your budget — and he stays on your side when it's time to use it.

Whether you're protecting young children, planning for final expenses, safeguarding the family home, or building lifetime income, you'll get clear answers, honest recommendations, and a real person who knows your name.

Work with Phil
Multiple
Carrier partners
3
States licensed
4
Coverage types
100%
Independent agent

Our mission

To make life insurance understandable, affordable, and genuinely useful — so the people and things you care about are protected when it matters most. We measure success by the families we help protect, not the policies we sell.